The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome Home Sweet Home to 205 Erie St. in St. Thomas! Sitting on a generous 58 x 135 ft. lot, this beautifully updated bungalow has been thoughtfully improved and is truly move-in ready. The main floor offers three bedrooms and two full bathrooms. Quality flooring flows throughout, and fresh paint gives the whole home a bright, clean feel. The kitchen has been modernized with new cabinets, countertops, sink, and backsplash. Both bathrooms feature tiled showers, including a gorgeous glass-door shower on the main floor. Additional updates include doors, trim, LED lighting, and an upgraded electrical panel, plus a steel roof, and newer updated windows, furnace, central air, and updated soffits, fascia, and eavestroughs within the last 10 years. The finished basement includes luxury vinyl flooring in the family room and has been professionally waterproofed, giving you confidence and usable space all year round. Outside, you will find a 12.7 x24.9 ft. detached garage, a spacious backyard, a partially covered deck, a fully fenced yard, and four parking spots. Located close to schools, the YMCA, and shopping, this one truly has it all.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,242/mo
Mortgage (principal + interest)$1,982
Property taxFrom listing: $3,117/yr$260
Minimum $27,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$105,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,073
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$115,853
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
