The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Located in the welcoming community of Simcoe, 203 Talbot Street South offers the perfect opportunity for buyers seeking the charm of small-town living without sacrificing style or space. Just a short drive to larger surrounding cities, this beautifully renovated century home delivers the kind of affordability and detached home ownership that has become increasingly difficult to find in many urban markets. This stunning two-storey home blends timeless character with modern updates throughout. Featuring 3 bedrooms, 2 bathrooms, and a bright open-concept layout, the home has been thoughtfully renovated and is completely move-in ready. The main floor showcases soaring 9-foot ceilings, pot lighting throughout, updated flooring, fresh paint, and an inviting atmosphere perfect for both everyday living and entertaining. The newer kitchen and beautifully updated bathrooms provide a modern touch while still preserving the warmth and charm of the home's original character. Situated on a double lot on Talbot Street surrounded by well-kept homes and mature properties, the neighbourhood offers a cozy, welcoming feel that is hard to replicate in newer subdivisions. Outside, the large backyard provides plenty of room for kids, pets, gardening, or summer gatherings, complete with a convenient storage shed. For buyers looking to step into the detached market, enjoy more space, and experience a slower-paced lifestyle while remaining within reach of larger centres, this turnkey property is an exceptional opportunity.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,082/mo
Mortgage (principal + interest)$1,833
Property taxFrom listing: $2,990/yr$249
Minimum $24,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$98,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,275
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$107,075
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Norfolk has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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