The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Hi there! I'm 20 Wilmot Street - I'm a little bit country, a little bit city, and not quite what you'd expect to find within North Bay city limits. I'm tucked into the escarpment on over half an acre, surrounded by mature trees (the colours are spectacular this time of year!), with the sounds of the nearby creek and Trout Lake just steps away. It feels wonderfully connected to nature here, yet groceries, dining, shopping and everyday amenities are only a short drive from my front door. Come inside and I'll show you what I have to offer! I'm an all-brick raised bungalow with a bright, welcoming interior and plenty of space to settle in. My main living area pairs a large picture window with a warm wood feature wall and electric fireplace, while my kitchen offers plenty of cabinetry and workspace for everything from weekday breakfasts to Sunday dinners. I have 2 bedrooms upstairs, another bedroom plus a den downstairs, and 1 & a 1/2 bathrooms - giving you options as life changes - kids, guests, hobbies, a home office or simply some extra breathing room. Downstairs, you'll find even more comfortable living space and a wood fireplace ready for those classic Northern Ontario winter nights. Outside might just be where I shine brightest! My covered front deck, private deck out back, cozy campfire spot and untouched forest give you plenty of ways to enjoy the outdoors with room to entertain, garden, play or dream up something entirely your own. I sit in a quiet cul-de-sac with very little traffic, have plenty of parking, and my attached heated garage is something you'll be especially thankful for once winter arrives! I could be a wonderful fit for a family, a down-sizer who isn't ready to give up space, or anyone craving a little more nature without sacrificing the conveniences of city living. A little unexpected, a lot inviting - and ready for someone new to call me home. Come meet me. I have a feeling you'll want to stay awhile!
Property Details
Listing
MLS® number
X13840372
Status
For Sale
Listed
Sep 29, 2026
Last updated
Oct 23, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Full, Finished
Lot
Frontage
236.41 ft
Depth
68.53 ft
Lot area
≈ 16,201 ft² (calculated)
View
North
Community
Airport
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 3 spaces
Heating
Baseboard
Cooling
Window Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,910 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Blue Sky Region Realty Inc., Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Baseboard
Cooling: Window Unit(s)
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Beach, Cul de Sac/Dead End, Greenbelt/Conservation, Lake Access, Park, Place Of Worship
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,233/mo
Mortgage (principal + interest)$1,908
Property taxFrom listing: $3,910/yr$326
Minimum $25,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$101,980
Ontario land transfer taxProvincial brackets, no first-time refund$6,673
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$111,453
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
