The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Presenting 20 Primrose Avenue, a legal duplex in one of Ottawa's most sought-after neighbourhoods, offering both immediate rental income and enduring investment value through two thoughtfully configured self-contained units. The main-level residence spans two floors and comprises three bedrooms and a full bathroom, while the lower-level suite features two bedrooms and one full bathroom. -Each unit with separate entrances and independently metered utilities, including two hydro meters, one gas meter, and three water meters for effortless tenant billing. Recent capital improvements provide exceptional peace of mind, including a metal roof installed in 2016, a brand-new boiler system commissioned in 2025, and energy-efficient windows replaced within the last fifteen years. A single-car garage adds further convenience, while the property's prime location places residents moments from the scenic Ottawa River, and foot steps to Le Breton flats, Saint Vincent hospital, little Italy and Chinatown! Complete with an occupancy permit and survey on file, and with the main floor currently leased for reliable cash flow, this impeccably maintained duplex represents a rare opportunity for the discerning investor seeking both stability and refinement. The home is heated by a boiler installed in 2025, which serves both the upstairs and downstairs units. The upstairs also benefits from a heat pump installed in 2024, while the downstairs is equipped with a heat pump installed in 2025 as well as baseboard heating. Hot water is supplied by two 40-gallon water heaters, both purchased and installed in 2026.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,288/mo
Mortgage (principal + interest)$3,696
Property taxFrom listing: $7,098/yr$592
Minimum $73,800 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$197,600
Ontario land transfer taxProvincial brackets, no first-time refund$16,235
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$216,635
First-time buyers can get up to $4,000 back on Ontario land transfer tax. West Centre Town has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
