The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Some homes offer more bedrooms. Some offer a better location. Few offer both. Steps from the Lake Ontario waterfront in sought-after Birchcliffe-Cliffside, 20 Kildonan Drive delivers exceptional space and flexibility on a generous 30 x 130 ft lot. This rare detached 2.5-storey residence offers 2,622 sq. ft. across the main, second and third floors, plus a fully finished basement apartment - over 3,800 sq. ft. of total finished living space. The sun-filled main home features 5 bedrooms and 3.5 bathrooms, ideal for growing and multi-generational families. The expansive main floor flows seamlessly between the living, dining and family rooms, with the family room overlooking the backyard. The second floor hosts a private primary retreat with ensuite, walk-in closet and an impressive 18-ft balcony, plus two additional bedrooms and convenient second-floor laundry. The third level adds two more generous bedrooms, a full bath and a bright skylit sunroom - perfect as a reading nook or work-from-home escape. Adding even more versatility: a fully self-contained 1,186 sq. ft. 2-bedroom basement apartment with separate entrance, full kitchen and its own laundry - ideal for extended family, independent living or income potential. Outside, a private backyard with multiple seating areas awaits summer evenings with family and friends. Walk to the Waterfront Trail, Crescentwood Park, Rosetta McClain Gardens and Hunt Club Golf Course. Kingston Road cafes, restaurants and shops are nearby, while excellent schools, TTC access and convenient commuting routes keep you connected. Updated with a tankless water heater (2026), A/C (2023), and new fridge and stove (2022), this move-in-ready home is a rare find in one of Toronto's most desirable lakeside neighbourhoods.
Property Details
Listing
MLS® number
E13843028
Status
For Sale
Listed
Sep 30, 2026
Last updated
Sep 30, 2026
Possession
Flexible
Building
Type
Detached
Style
2 1/2 Storey
Approx. age
Not provided by brokerage
Approx. size
2,500–3,000 ft²
Basement
Apartment, Separate Entrance
Lot
Frontage
30.07 ft
Depth
130.00 ft
Lot area
≈ 3,909 ft² (calculated)
View
North
Community
Birchcliffe-Cliffside
Parking & utilities
Garage
Carport, 0 spaces
Driveway
Mutual, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,384 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RIGHT AT HOME REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 5
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Apartment, Separate Entrance
Heating: Forced Air
Cooling: Central Air
Fireplaces: 1
Exterior
Pool features: None
Property features: Lake/Pond, Park, Public Transit, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,682/mo
Mortgage (principal + interest)$5,234
Property taxFrom listing: $5,384/yr$449
Minimum $114,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$279,800
Ontario land transfer taxProvincial brackets, no first-time refund$24,455
Toronto land transfer taxMunicipal brackets, no first-time refund$24,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$331,510
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
