The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully maintained 1940s two-storey brick and stucco home, ideally situated in the heart of town within walking distance to shops, parks, the Rideau Canal, restaurants, and everyday amenities. Rich in original character, this timeless home showcases beautiful woodwork, a stunning staircase, and hardwood floors that reflect its classic charm. The main floor offers elegant formal living and dining rooms, an updated kitchen with pantry storage, convenient access from both the attached garage and rear entrance, as well as a main floor laundry room and powder room which is adjacent to the separate office space with its own entrance off the main street providing an excellent opportunity for those working from home, operating a home-based business, or in need of a private workspace. Upstairs, you'll find a spacious primary bedroom featuring two walk-in closets, two additional comfortable bedrooms, the main bathroom, and a bright, sun-filled sunroom that offers the perfect space to relax, read, or enjoy your morning coffee. The basement provides excellent storage and also offers direct access from the attached 12'6" x 18' garage, adding to the home's functionality. Blending timeless character with thoughtful updates and an unbeatable in-town location, this is a wonderful opportunity to own a home that's been lovingly cared for and ready for its next chapter. The roof was replaced approx. 2023, brickwork on chimney 2022 and newer natural gas boiler for efficient radiant heat throughout the home. The DC Zoning (Downtown Core) allows a number of permitted uses. Immediate possession is available.
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,855/mo
Mortgage (principal + interest)$1,493
Property taxFrom listing: $4,348/yr$362
Minimum $19,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,800
Ontario land transfer taxProvincial brackets, no first-time refund$4,460
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,060
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Smiths Falls has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
