The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own peaceful retreat in the heart of beautiful Whitewater Region! Whether you're searching for a place close to the water, weekend getaway, retirement retreat, or investment property, this charming cottage/home offers exceptional versatility just 80 minutes from Ottawa and only about 10 minutes from Pembroke. Situated on a high and dry lot in a quiet neighbourhood of permanent homes, this property is close to the majestic Ottawa River. There is a road allowance to the water (see photos - highlighted in yellow), and is just minutes from Westmeath Provincial Park, public boat launches, docks, beaches, and endless opportunities for boating, fishing, kayaking, hiking, ATVing, snowmobiling, and other year-round outdoor recreation. Thoughtfully updated since 2022, major improvements include an Ecoflo septic system, drilled well, 3-piece bathroom, updated plumbing, electric baseboard heating, and spray foam insulation, providing comfort and peace of mind for years to come. Inside, the home offers much more than meets the eye. In addition to the primary bedroom, an added bonus room makes an ideal home office, hobby room, nursery, or smaller bedroom, while another versatile room could easily serve as a guest room or additional sleeping area. The spacious living room features the perfect spot to relax or entertain friends and family. A screened-in porch provides the perfect place to enjoy your morning coffee or unwind on warm summer evenings while taking in the peaceful surroundings. Renowned for its stunning natural beauty and welcoming communities, Whitewater Region offers the perfect harmony of recreation and convenience, with easy access to Pembroke's shopping, healthcare, restaurants, and services. Whether you're looking for a cozy full time residence, four-season cottage, or affordable escape from city life, this property offers flexibility, potential, and an opportunity to make it your own.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$612/mo
Mortgage (principal + interest)$523
Property taxFrom listing: $1,066/yr$89
Minimum $6,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$27,980
Ontario land transfer taxProvincial brackets, no first-time refund$1,124
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$31,904
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitewater Region has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
