The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
199 Andrews is a completely renovated bungalow offering 2 separate units with separate utiities and entrances. It is perfect for multi-generational living or additional rental income. Built in 2014 and extensively updated in 2025, this five-bedroom, two-bathroom all brick home features a main level living space with three comfortable bedrooms, a gorgeous brand new kitchen with quartz countertops, a huge side deck for outside enjoyment and an open concept dining area. A brand new 4 piece bathroom and laundry closet rounds out the main level.The lower level is where this property stands out. Featuring a fully finished two-bedroom apartment with its own kitchen, bathroom, and separate entrance at the rear of the home, this space offers excellent flexibility for extended family, guests, or potential rental income. With separate hydro metering for the two living spaces and provisions for separate gas billing, the property has been thoughtfully designed to accommodate independent living arrangements. It has it's own garage space and separate driveway.Thoughtful renovations throughout the home include fresh paint, new roof, new heat pump, updated trim, modern lighting, refinished hardwood flooring, new kitchens and renovated bathrooms, creating a fresh, move-in-ready feel while maintaining the practicality of bungalow living.Additional features include municipal water and sewer services, natural gas forced-air heating, central air conditioning, and updated heating and cooling equipment.Whether you're looking for a beautifully renovated family home, space for loved ones, or an opportunity to offset your mortgage with rental income, 199 Andrews Avenue offers the flexibility to make it happen.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,584/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $4,079/yr$340
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Smiths Falls has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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