The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to waterfront living on beautiful Varty Lake in Yarker! This spacious 4-season home offers a fantastic opportunity to enjoy lake life year-round on a mature, level waterfront lot with beautiful views and plenty of room to relax and entertain. The home features a solid, functional layout with a generously sized open-concept kitchen and living area, two good-sized bedrooms, and a bright screened-in sunroom overlooking the lake. A propane fireplace provides a cozy focal point in the main living area, with electric baseboard heating throughout. While the interior is ready for some cosmetic updating, the home offers solid bones and plenty of potential for buyers looking to make a waterfront property their own. Outside, you'll find a spacious yard with mature trees, direct access to Varty Lake, storage sheds, a carport, and recently replaced shingles for added peace of mind. The property is serviced by a septic system, offering an advantage over many waterfront properties in the area. Whether you're looking for a full-time residence, family cottage, or a waterfront property to update overtime, this is an excellent opportunity to create something special in a peaceful lakeside setting just a short drive from Kingston and Napanee.
Property Details
Listing
MLS® number
X13812776
Status
For Sale
Listed
Sep 21, 2026
Last updated
Oct 23, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
103.00 ft
Depth
164.90 ft
Lot area
≈ 16,985 ft² (calculated)
View
West
Community
63 - Stone Mills
Parking & utilities
Garage
Carport, Garage, 1 space
Driveway
Available, Private, 10 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,057 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX RISE EXECUTIVES, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,274/mo
Mortgage (principal + interest)$2,020
Property taxFrom listing: $3,057/yr$255
Minimum $28,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$107,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$118,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Stone Mills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
