The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Two Homes. Endless Possibilities. Now Fully Vacant & Priced to Attract. This stately brick semi-detached duplex offers exceptional flexibility with both units now vacant, giving the new owner the rare opportunity to set their own rents, move in, or design the ideal multi-generational living setup. Live in one unit and have the other help offset your mortgage, or maximize the income potential by leasing both. This is an investment that adapts to your goals. The front unit (190 Albert Street) features three bedrooms, one and a half baths, a welcoming covered porch, an eat-in kitchen, and a blend of hardwood and durable flooring-perfect for comfortable everyday living. The rear unit (9 John Street) offers two bedrooms, one bath, an updated kitchen, and a cozy living area-ideal for extended family, guests, or tenants. Each unit is separately metered and enjoys its own driveway with ample parking. A shared storage shed adds convenience, while the steel and membrane roof (2014) offers lasting peace of mind. Whether you're investing, offsetting your living costs, or bringing family together under one property, this is a standout opportunity-especially at this attractive new price.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,748/mo
Mortgage (principal + interest)$1,496
Property taxFrom listing: $3,020/yr$252
Minimum $19,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,474
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,254
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Huron has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
