The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Exceptional multi-generational living opportunity with a spacious main home and an attached in-law suite with its own private entrance. The main home offers a warm and functional layout with three bedrooms and two bathrooms, including a primary bedroom with its own ensuite. One of the bedrooms features a versatile loft area, ideal for extra sleeping space, a kids' reading nook, or a play area. The maple and granite kitchen offers timeless appeal, with vaulted ceilings adding an open and airy feel. Enjoy the added conveniences of main-floor laundry, a pantry behind the kitchen, a covered porch, and a BBQ deck off the dining area. The connected in-law suite is beautifully appointed, offering one bedroom, bathroom, kitchen, dining area, family room, private entrance, access to the main house, and its own basement area. A large sun porch currently serves as an additional pantry/storage space, adding even more flexibility. Major updates and infrastructure provide outstanding peace of mind: newer AC, pounded well (2017), new raised septic system, steel roof (2017), vinyl siding, many newer vinyl windows, 2" Durafoam exterior insulation, new 200-amp breaker panel for the home, plus a 100-amp panel for the addition, whole-home standby generator, and central vacuum. Outside, the property continues to impress with a saltwater pool with propane heater, extensive vegetable gardens, fruit trees and bushes and a garden shed with water, as well as an additional powered shed with roll-up door. The detached 30' x 30' 3-bay garage stands out, featuring a propane heater, cold room, storage loft above, separate electrical panel, and two automatic openers. Permanent Gemstone LED lighting and security cameras add comfort and convenience. With abundant storage, flexible living spaces, excellent outbuildings, and thoughtful upgrades throughout, this property is a rare package for extended families, guests, hobbyists, gardeners, and anyone seeking space, function, and long-term value.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,295/mo
Mortgage (principal + interest)$2,992
Property taxFrom listing: $3,626/yr$302
Minimum $54,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,980
Ontario land transfer taxProvincial brackets, no first-time refund$12,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitewater Region has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
