The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
College Street splits with Churchill Crescent just south of Johnson. The pair remind me of a river navigating around immovable bedrock as it makes for the lake. It collects itself again by the time it reaches Hill Street, but that loop (like a knot in a rope, a ring on a finger) contains some of Kingston's finest properties. 187 College is a stately four-bedroom brick home on the north-east corner of that circle. On the market for the first time since 1974 (the house was built in 1948) there are four sprawling bedrooms on the second floor, two full bathrooms, a finished basement with rec room and laundry, two (yes two!) sunrooms at the back, a simple garage, and a collection of faded wall-to-wall carpets spread like the wings of mid-century butterflies. You'll remove those is my guess, as part of a general reworking of these gracious spaces. And they really should film that rejuvenation, the bringing of new life onto one of the street's bigger properties, on one of its most generous, pretty lots. There is a main-floor office (or bedroom) and family room too, and a pull-down ladder reveals a large attic space for your overflow and your development dreams. My first time in the house I recall being momentarily alone in the 25-foot-deep living room, with the old fireplace to my left and a mile of hardwood between me and the distant library shelves. A hot morning sun was working through the trees behind the house. It felt that anything and everything was possible. It felt I was peering through a clear lens into a brilliant future. I would pay good money to hold onto that sensation. And when you visit, when you pause in one room or another to register exactly where you are, and what you can do here, I am convinced you will feel the same way.
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Age Groups
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Owners vs Renters
Ownership data is not available.
Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,062/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $10,630/yr$886
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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