The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
SOPHISTICATED, DESIGN-DRIVEN PENTHOUSE LOFT WITH EXPANSIVE TERRACES FOR THOSE SEEKING SPACE, QUIET & CITY BALANCE! A rare penthouse loft in Toronto's Beaches, PH304 blends striking design, effortless living, and an outdoor lifestyle in one of Toronto's most connected and outdoor-oriented neighbourhoods. Set within an award-winning boutique, hard loft conversion with elevator by Streetcar Developments, this one-of-twelve residence offers nearly 1,500 sqft of light-filled interior space plus two private terraces designed for entertaining, working, relaxing, and summer nights under the stars. Recently redesigned with a refined modern aesthetic, the loft balances warmth, function, and architectural impact. Soaring 22-foot ceilings, skylights, floor-to-ceiling windows, and tilt-and-turn patio doors (north and south facing) flood the home with soft natural light throughout the day. The custom kitchen was built for serious cooking and casual gathering alike, featuring a 5-burner gas cooktop, oversized integrated sink, restaurant-grade work surfaces, and extensive open and concealed storage. Integrated millwork continues into a built-in coffee station and bar, creating a seamless backdrop for hosting.The open-concept living and dining areas center around a gas fireplace and connect directly to the north terrace, an extension of the living space, with gas BBQ. The flexible main-floor bedroom functions beautifully as a guest suite, creative studio, or dedicated work-from-home space, complete with built-ins, skylight, and private ensuite. Upstairs, the primary retreat offers a walk-in closet, spa-inspired 5-piece ensuite, a secondary workspace and direct access to a private rooftop terrace. With owned parking and storage, boutique-scale living, and the freedom of a true lock-up-and-go lifestyle, PH304 offers a rare opportunity to experience loft living just moments from the lake, boardwalk, parks, cafes and Queen East.
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$7,808/mo
Mortgage (principal + interest)$5,907
Property taxFrom listing: $6,334/yr$528
Condo feesFrom listing$1,373
Minimum 20% ($315,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$315,800
Ontario land transfer taxProvincial brackets, no first-time refund$28,055
Toronto land transfer taxMunicipal brackets, no first-time refund$28,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$374,710
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
