The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 185 Maple Avenue, a well-maintained 3-bedroom, 1.5-bath semi-detached home in a convenient Stratford location. The main floor offers a comfortable living and dining area, an updated kitchen completed in 2020, and a convenient 2-piece bathroom. Upstairs you'll find three bedrooms and a 4-piece main bath. The partially finished basement adds valuable living space with a rec room, while the unfinished portion provides laundry, utility, and additional storage space.Outside, the fully fenced backyard is a standout feature, complete with a spacious deck, custom pergola, and two storage sheds. The sellers even planted a maple tree in the backyard to provide some future shade - a little Maple on Maple Avenue. It's a great outdoor setup for relaxing, entertaining, kids, or pets.A long asphalt driveway provides ample parking. Numerous updates have been completed over the years, including the kitchen in 2020, main bathroom in 2010, roof shingles in 2015, windows and fencing in 2015, basement flooring in 2019, deck in 2021, main-floor powder room in 2023, and front and side exterior doors in 2024.A solid, move-in-ready home offering plenty of space inside and out, with many of the major improvements already taken care of.
Minimum $24,050 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$96,197
Ontario land transfer taxProvincial brackets, no first-time refund$6,095
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$105,092
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Stratford has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
