The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 18 Rowe St! This charming 2.5-storey home is an excellent opportunity for first-time buyers looking for great value in a convenient location. Featuring 3 bedrooms, a formal dining room, and a bright living room with beautifully redone hardwood floors, this home offers warmth, character, and functionality throughout.The spacious kitchen includes a walk-out to a covered deck and fully fenced yard, perfect for relaxing, entertaining, or enjoying outdoor space. The upper loft provides excellent potential and is ready for your finishing touches to create additional living space, a home office, studio, or playroom.The lower level is partially finished with drywall and ceiling already completed, offering plenty of storage and future usable space. Recent updates include a 2017 roof, upgraded electrical from knob and tube in 2022, 2025 Updated Plumbing, 2026 furnace maintenance, 2026 AC maintenance, freshly painted interior, freshly painted doors, refreshed hardwood flooring, new mortise lock door knobs, newer windows, 3 Car driveway, and furnace.Located close to Highway 401, Minutes from Downtown Oshawa, shopping, transit, and everyday amenities, this home combines character, updates, and convenience at an attractive price point. Direct Bell/Rogers Fibe available. A fantastic opportunity to move in and make it your own!
Demographic data is not available for this area yet.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,534/mo
Mortgage (principal + interest)$2,188
Property taxFrom listing: $4,147/yr$346
Minimum $33,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$117,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$127,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Oshawa has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
