The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
THIS COULD BE THE ONE. If you've been waiting for a luxury bungalow that delivers the space, quality and lifestyle Niagara-on-the-Lake is known for, welcome to 18 Four Mile Creek Road. Set in one of St. Davids' most desirable established communities, this custom-built stone bungalow offers 2,448 sq. ft. of beautifully finished main-floor living plus an expansive walk-out lower level ready to become whatever comes next. Step inside to an impressive open-concept layout with engineered hardwood, coffered ceilings and an inviting fireplace. At the heart of the home, the chef-inspired kitchen features quartz countertops, an oversized island, Professional Series appliances and an incredible walk-in pantry with prep sink, wine cooler and additional storage. The dining area flows effortlessly to the covered rear deck, making entertaining inside and out feel seamless. The spacious primary suite offers a walk-in closet and beautifully appointed ensuite with oversized tiled shower. Two additional bedrooms share a stylish full bath, with a separate powder room for guests. Outside is where this home truly becomes a lifestyle. Enjoy the covered composite deck, vaulted 3-season sunroom by Outdoor Living Designs, private hot tub retreat, interlocking patios and walkways, professional landscaping, irrigation and exterior lighting. An oversized double garage completes the package, while the unfinished walk-out lower level offers incredible future potential without compromising the generous living space already here. Minutes from award-winning wineries, restaurants, golf, shopping, the QEW and everything Niagara-on-the-Lake has to offer. Luxury bungalow living, an incredible location and room to make it your own. Come see why 18 Four Mile Creek Road might just be the one you've been waiting for.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$7,379/mo
Mortgage (principal + interest)$6,733
Property taxFrom listing: $7,753/yr$646
Minimum 20% ($359,980 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$359,980
Ontario land transfer taxProvincial brackets, no first-time refund$32,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$395,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
