The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A great home isn't measured by how much space you have, but by how well that space works for the life you're building. The Birmingham was designed with exactly that in mind. Part of our Essentials Collection, this thoughtfully planned home offers 1,455 square feet, 4 bedrooms, and1.5 bathrooms, bringing together the space families need with a price that makes brand-new homeownership feel within reach. Step inside and the main floor immediately feels connected. The open-concept living room and eat-in kitchen create an easy, comfortable space for everyday life- morning coffee at the table, busy weeknight dinners, movie nights on the couch, and friends gathered around the kitchen. With a carpet-free main floor, the space is practical, easy to maintain, and ready for everything that comes with a busy household. Inside entry from the attached garage makes groceries, backpacks, winter boots, and everyday comings and goings that much easier. Upstairs, four bedrooms give everyone room to settle in. Fill them with family, turn one into an office, create a guest room, or finally have space dedicated to the hobbies and interests that tend to take over the kitchen table. The Essentials Collection is about being intentional. We've focused on the features that matter most, simplified where it makes sense, and created homes that deliver the benefits of new construction at a more approachable price point. You'll still have the opportunity to choose from available finishes, colours, cabinetry, flooring, and upgrades, giving you the chance to put your own stamp on the home before you ever move in.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,207/mo
Mortgage (principal + interest)$2,207
Minimum $33,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$117,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$129,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Stratford has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
