The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully updated all-brick home, nestled on an impressive 40' x 207' lot in the heart of Oshawa! Set in a mature, established community, this home offers a combination of space and modern updates, all within walking distance to a wealth of amenities. The main floor boasts 9 ft ceilings, over 1550 square feet of finished living space and features three comfortable bedrooms, a bright and inviting living area, and a beautifully renovated eat-in kitchen with stone countertops, stainless steel appliances and a large window overlooking the backyard. A walkout leads directly to the newer composite deck, creating a wonderful connection to the outdoors. Engineered hardwood and neutral finishes flow throughout the home. Upstairs, discover a HUGE loft- an incredibly versatile space perfect for a home office, gym, playroom, studio or additional living space. The unique pull-down staircase adds to the character and functionality of this special bonus area. The recently finished basement provides even more living space, including a potential flex area, an additional bedroom, 4-piece bathroom featuring a beautiful glass walk-in shower, and a convenient dedicated laundry room. Numerous updates throughout include a waterproofed basement with newly installed sump pump, newer windows (2021), new insulation from basement to attic, newer front door, recently stained front deck, exterior pot lights, updated plumbing and more. Enjoy the efficiency and comfort of geothermal heating and cooling- no need for natural gas! ($150/month in summer & $200/month in winter) and a separate water filtration system for good quality drinking water. Outside, the expansive private backyard offers plenty of room to enjoy, while the oversized insulated detached garage measures approximately 13' x 23' and includes hydro and storage loft. The large driveway provides ample parking. A truly unique home offering flexibility and an exceptional lot in a fantastic Oshawa location!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,789/mo
Mortgage (principal + interest)$2,432
Property taxFrom listing: $4,285/yr$357
Minimum $40,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$130,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Oshawa has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
