The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A Once-in-a-Lifetime Legacy Estate on Spruce & Drag Lakes Opportunities like this are generational. Tucked into the heart of Haliburton and just a quick 15-minute drive to town, The Waters Edge is a completely private 11-plus acre sanctuary boasting over 500 feet of pristine shoreline with panoramic West, North, and South exposures. The heaviest lifting on this massive lot has already been masterfully completed, making it a highly rare, turn-key compound with incredible infrastructure already in place. Built directly over the water in 1969-1970 by renowned Toronto Architect John King this fascinating two-storey structure is a true marvel. It underwent an extensive, top-to-bottom renovation in 2023, yielding a fully modernized waterfront retreat. Comes fully furnished with all-new appliances, a WETT-certified Napoleon woodstove, and an included Napoleon BBQ. Over 1,000 square feet of expansive wraparound decking, upgraded in 2023 with modern glass railings, plus a massive waterfront dock perfect for soaking up the sun or launching water adventures. Upgraded 200AMP electrical service with a new breaker box, a new water pump, and a new water heater. Year-round access is guaranteed via a road association for just $600/year. Approximately 300 feet from the main cottage, a brand new secondary site has been painstakingly excavated into three beautiful, level pads set 90 feet back from a quiet little bay on Spruce Lake. A newly built 370 sq. ft. Haliburton Forest and Wildlife Reserve Eco Log cabin featuring a 100 sq. ft. loft. (Finishing touches currently underway include a 3-section red tin roof and the final two doors) The cabin features roughed-in utility rooms, a kitchen, and a 3-piece bathroom. Power is active at the site, and the waterline to the lake has already been trenched and buried deep. Brand New (2025) 8-person septic system was installed in 2025 to seamlessly service both buildings, complete with a new septic pump-up unit located right at the cabin site.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,480/mo
Mortgage (principal + interest)$4,209
Property taxFrom listing: $3,258/yr$272
Minimum $87,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$225,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$246,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Dysart et al has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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