The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your fall escape on sought-after Jack Lake! This rare opportunity offers TWO FULLY FURNISHED COTTAGES on a beautifully landscaped 1.29-acre property with 127 ft of clean, sandy, owned shoreline, a setup that almost never comes to market. Enjoy crisp mornings with coffee on the dock, incredible fall colours, afternoons fishing or paddling, and cozy evenings around the fire. Located in a welcoming, tight-knit community known for its crystal-clear water, excellent fishing and annual regatta, this is lake life at its best. The 4-season main cottage features 2 bedrooms, a bright open-concept layout, propane fireplace and spacious deck with stunning lake views. The second seasonal cottage also offers 2 bedrooms, its own deck, separate hydro meter and private septic, making it ideal for family, guests or rental income. Live in one and rent the other to help offset expenses, rent both for maximum income potential, or keep both as the perfect family retreat-with adults in one and kids in the other. There is also room along the shoreline to add a second private dock, allowing each cottage to have its own waterfront space. Completely turnkey with furniture, appliances, linens, kayaks and a paddleboard included-just arrive and start enjoying. Close to the marina for fuel and boating needs, near Apsley for everyday essentials, and under 2 hours from the GTA. Even the drive offers opportunities to create family traditions at favourite butter tart shops, chip trucks, cottage stores and restaurants along the way. A rare chance to own a true multi-cottage waterfront property, enjoy fall on Jack Lake and be ready when next summer arrives!
Property Details
Listing
MLS® number
X13735834
Status
For Sale
Listed
Sep 2, 2026
Last updated
Sep 2, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
Crawl Space
Lot
Frontage
127.00 ft
Depth
494.70 ft
Lot area
≈ 62,827 ft² (calculated)
View
East
Community
Havelock-Belmont-Methuen
Parking & utilities
Garage
None, 0 spaces
Driveway
Available, Private, 6 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,878 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
LPT Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Crawl Space
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Library, Marina, Place Of Worship, Rec./Commun.Centre, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,597/mo
Mortgage (principal + interest)$3,273
Property taxFrom listing: $3,878/yr$323
Minimum $62,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,000
Ontario land transfer taxProvincial brackets, no first-time refund$13,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$191,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
