The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
END UNIT! ONE-FLOOR! NO CONDO FEES! Welcome to 17 Cortland Terrace boasting private, fully-fenced lot (35.26' x 131.39' ) with privacy pergola, BBQ gasline and deck neatly tucked off sliding patio doors leading into main floor living area with vaulted ceiling, potlights, and bright, well-appointed kitchen including stainless steel appliances, built-in microwave and slender pantry. Kitchen showcases convenient island with easy close cabinetry. END UNIT offers TWO additional windows allowing for lots of natural light to flood the living spaces. Main floor primary bedroom offers primary 3pc ensuite with walk-in closet. Second bedroom on main floor is being shown as hobby and crafts room. Main floor laundry. Finished lower-level shines with a deep-pour foundation providing taller ceiling height and larger windows for natural light. Lower-level shines with 4pc bathroom, bedroom, family room and handy workshop. Stair lift can be included or excluded. This 1780 sq ft of finished living spaces leads to south-facing, covered front porch for easy additional outdoor space. Double car driveway and single car garage with desirable inside entry completes this excellent valued home. Welcome Home. You'll be happy here.
Property Details
Listing
MLS® number
X13809672
Status
For Sale
Listed
Sep 21, 2026
Last updated
Sep 21, 2026
Possession
Flexible
Building
Type
Townhouse
Style
Bungalow
Approx. age
6-15
Approx. size
1,100–1,500 ft²
Basement
Finished
Lot
Frontage
35.26 ft
Depth
121.39 ft
Lot area
≈ 4,280 ft² (calculated)
View
North
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,909 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SUTTON GROUP - SELECT REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Fenced Yard, Place Of Worship, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,458/mo
Mortgage (principal + interest)$2,132
Property taxFrom listing: $3,909/yr$326
Minimum $31,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$113,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$124,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
