The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 169 John Street W, nestled in the heart of picturesque Niagara-on-the-Lake. Casual elegance defines this exceptional custom-built executive home, where timeless character meets comfortable modern living. A stylish walled courtyard welcomes you to the residence, setting the tone for the warmth and privacy found throughout. The impressive foyer opens to a spectacular great room featuring soaring cathedral ceilings, wood beams and a magnificent gas fireplace. The chef-inspired kitchen offers abundant cabinetry, generous work surfaces, walk in pantry and the added luxury of granite countertops. The adjoining dining area features a separate gas fireplace, creating an inviting setting for everyday living and entertaining. The main floor also offers a convenient powder room and two versatile sitting areas, ideal for a home office, reading nook or quiet retreat. Upstairs, three spacious bedrooms each feature their own ensuite bathroom and gas fireplace, offering comfort and privacy for family and guests. The finished lower level provides additional living space with a large recreation room currently used as a home gym, along with a fourth bedroom and full bathroom. Outside, enjoy a tranquil private setting complete with a koi pond, rock waterfall, cathedral style garden shed and mature gardens and trees. The enclosed courtyard and heated two-car garage add both privacy and practicality. A Generac generator provides added peace of mind. With five fireplaces, nearly 4500 square feet of living space, four bedrooms and five bathrooms, this distinctive home offers a rare combination of character, comfort and location. Walk to Niagara-on-the-Lake's historic Old Town, local amenities, renowned restaurants and the iconic Pillar and Post. Seller will consider including all interior and exterior country style furnishings and art with the sale. A truly special property in one of Ontario's most sought-after communities.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$10,308/mo
Mortgage (principal + interest)$9,334
Property taxFrom listing: $11,694/yr$975
Minimum 20% ($499,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$499,000
Ontario land transfer taxProvincial brackets, no first-time refund$48,850
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$550,650
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
