The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 168 Christie Lane on beautiful Moira Lake just south of Madoc! Fantastic opportunity to get into the cottage market with this nicely updated and charming property, and at a great price! Situated on just under an acre and with roughly 300 of waterfront, there's space to both play and kick back. Let's start with the cottage! A modern looking A-frame on the outside; bright, crisp and inviting on the inside. My kind of cottage! Beautiful pine tongue & groove throughout, wood floors and lots of natural light. The main level offers a large living area with a cozy woodstove, an eat-in kitchen area, a bonus family area, an updated 3-PC bathroom and multiple views of the lake. There's a walkout from the living area to a newly built deck featuring multiple seating areas, stone steps down to the lake and one heck of a panoramic view! Back inside and upstairs, the cottage offers three cozy bedrooms to help give everyone their own space. Just over 1,000 square feet of total living space, and pride of ownership throughout! Now for the outside! Nestled on a fairly private lot featuring mature trees and a natural rock shelf. The newly added deck area provides a great area to cook, entertain or just relax while you take in the sunrise with a morning coffee. It's beautiful! There's space for the kids to play, and the shoreline is gently sloping with some rock areas to help the kids explore. You won't believe the wildlife in the immediate area, offering the kids a great opportunity to stay entertained and outside! There's even a great firepit area overlooking the lake, just to top it all off. Updates include pine tongue and groove, some windows, insulation, woodstove, eco-friendly toilet, exterior siding, electrical panel and some wiring, some plumbing, deck, dock and shed. Moira Lake is well known for its fishing, with an abundance of muskie, pickerel, large and smallmouth bass and walleye. Boat-friendly and up to 50 feet deep in certain parts! Don't miss it!
Property Details
Listing
MLS® number
X13587410
Status
For Sale
Listed
Jul 21, 2026
Last updated
Jul 21, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
300.00 ft
Depth
133.00 ft
Lot area
≈ 39,900 ft² (calculated)
View
South
Community
Centre Hastings
Parking & utilities
Garage
None, 0 spaces
Driveway
6 spaces
Heating
Other
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,356 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 United Realty Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake/Pond, Park, Rec./Commun.Centre, Waterfront, Wooded/Treed
Cross street: Hwy 62 /Shoreline Lane / Christie Lane
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,963/mo
Mortgage (principal + interest)$1,683
Property taxFrom listing: $3,356/yr$280
Minimum $22,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,980
Ontario land transfer taxProvincial brackets, no first-time refund$5,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Hastings has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
