The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Located near vineyards and orchards in Niagara-on-the-Lake, this country home was completely rebuilt 3 years ago from the studs up (all-new framing, plumbing, and electrical on the original foundation) with nearly 2,400 sq. ft. of finished space plus a finished basement. Holding an active short-term rental license, the two-storey layout makes it easy to live on one level while renting the other. Main floor: 2 bedrooms, 3-pc bath, 2-pc bath, bright full eat-in kitchen, living room, laundry. Upper level: primary bedroom with private 3-pc ensuite, office used as a 2nd bedroom, 5-pc bath, kitchen, 2nd living room, laundry. Finished basement rec room offers versatile extra space. Generous grounds offer space for a custom garden or in-ground pool. Includes a 36' x 25' detached shop leased for -$18,000/year-ideal for passive income, personal workshop, or ADU potential (subject to approvals). Minutes to historic Old Town, wineries, and Dining.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,267/mo
Mortgage (principal + interest)$3,737
Property taxFrom listing: $6,354/yr$530
Minimum $74,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$199,800
Ontario land transfer taxProvincial brackets, no first-time refund$16,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$219,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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