The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this charming country home, where comfort, character, and peaceful rural living come together. This home has been completely gutted, reinsulated, re drywalled and painted, with newer flooring, new kitchen and 2 baths offering you an updated living space with still some touches to make your own. You will love the front porch overlooking the meadow and peaceful surroundings. Enter into a cozy dining area with an electric fireplace, adjacent to a spacious living room. Continue through to the kitchen which has a convenient side door leading to the driveway and yard. The back door leads to a large unfinished loft area, now used as a workshop but waiting for your creativity. Both floors conveniently have washrooms. Upstairs leads to a very practical second floor laundry room, 3 bedrooms, and an additional untouched room that could be a great area for toys, hobbies, crafts or an office. The yard continues past the shed and offers lots of room for a garden. The impressive deck offers some privacy for entertaining, relaxing, and enjoying summer evenings with family and friends. Phillipsville is an ideal location for families and outdoor enthusiasts. Close to three schools all serviced by buses, and daycares nearby. There are hiking trails, beaches, waterways for boating, canoeing, or fishing. For work or for a day into town, it is a short drive to Kingston, Brockville, or Smiths Falls, Elgin is only 6km away, for everything you need and while still enjoying the peace and privacy of country living. If you've been looking for a cute, updated country home with beautiful views, wonderful outdoor spaces, and a great location this one is definitely worth seeing! No worries with the septic - field bed just replaced, newer vinyl windows, metal roof, updated breaker panel, all still in an affordable price range. Come take a look-you may just fall in love with your new peaceful country home!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,366/mo
Mortgage (principal + interest)$1,215
Property taxFrom listing: $1,805/yr$150
Minimum $16,245 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$64,980
Ontario land transfer taxProvincial brackets, no first-time refund$3,349
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$71,129
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
