The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1606 Concession 4 Rd. In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for. Sitting only a stones throw from Old Town, Niagara on the Lake where the world class wineries, quaint shops and incredible parks along the lake can fill your days with wonder. The main floor takes your breath away the moment you enter when you are met with soaring high ceilings and a showstopping spiral staircase. The newer kitchen is the immaculate hub of the family focused main floor. Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before. A second living space is on this floor as well. Heading up the gorgeous staircase your private time is valued in the 3 large bedrooms. The primary suite is the jewel of the 2nd floor with a walk-in closet and ensuite oasis that features double sinks, a large soaker tub and a walk out to a new glass balcony that completes your relaxation time overlooking your dream backyard. Entertaining is a breeze when you couple the completely finished basement, that offers a large rec room, cold cellar wine room, office and 3 pc bathroom, with the large wooden deck built only 2 years ago and fully fenced park like backyard, the picture of the lifestyle you've always desired becomes reality. Some updates include A/C 2025, Furnace 2018, Roof 2021 and so many others, this home is everything you could've dreamed of! See for yourself!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,407/mo
Mortgage (principal + interest)$4,860
Property taxFrom listing: $6,574/yr$548
Minimum $104,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,800
Ontario land transfer taxProvincial brackets, no first-time refund$22,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
