The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this spacious 3+1 bedroom home offering over 80 feet of southern-exposure waterfront on beautiful Canal Lake. Tucked away on a quiet dead-end street with minimal traffic, this property is the perfect place to enjoy peaceful waterfront living year-round. The bright, open-concept main level features kitchen, living and dining area with cathedral ceilings and a walkout to a large wrap-around deck overlooking the water-an ideal setting for entertaining or simply relaxing with your morning coffee. Three bedrooms and a 4-piece bathroom complete the upper level. The fully finished lower level offers exceptional flexibility with a self-contained apartment or in-law suite featuring its own kitchen, living room with propane fireplace, 4-piece bathroom, above-grade windows, separate entrance with walkout to a covered patio, and shared laundry facilities. Whether you're accommodating extended family or looking to generate additional income, the home offers excellent potential for two separate living spaces or rental opportunities. Outside, enjoy over 80 feet of shoreline with a floating dock and a gradual, wade-in waterfront that's perfect for launching a canoe or kayak, and enjoying the southern exposure. The waterfront is best suited for smaller boats, as access to the main lake is limited by a low-clearance bridge, providing a quieter and more peaceful boating environment. Additional features include a drilled well, full septic system, electric base board heating on the main level, propane wall furnace and propane fireplace in the lower level, and plenty of outdoor space to enjoy the waterfront lifestyle.
Property Details
Listing
MLS® number
X13546036
Status
For Sale
Listed
Jul 9, 2026
Last updated
Oct 21, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Apartment, Finished with Walk-Out, Full
Lot
Frontage
80.54 ft
Depth
252.03 ft
Lot area
≈ 20,298 ft² (calculated)
View
North
Community
Carden
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,457 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX COUNTRY LAKES REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Apartment, Finished with Walk-Out, Full
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Cul de Sac/Dead End, Golf, Lake/Pond, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,252/mo
Mortgage (principal + interest)$1,964
Property taxFrom listing: $3,457/yr$288
Minimum $27,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$104,980
Ontario land transfer taxProvincial brackets, no first-time refund$6,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
