The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A rare opportunity to embrace the country feeling, enjoy the convenience of town, and envision the possibilities Discover an exciting opportunity at 1582 Four Mile Creek Road, ideally situated in the Village of Virgil, Niagara-on-the-Lake. Offering an impressive 120 feet of frontage by 134.31 feet deep, this spacious property features beautiful, established gardens and a charming setting that captures the peaceful feeling of country living while remaining close to all the conveniences of town. Surrounded by the natural beauty and relaxed atmosphere of Niagara's countryside, the property offers a wonderful sense of space, privacy, and connection to nature. Backing on to the Four Mile Creek adding to its distinctive setting, this is a place where you can enjoy the charm of a country lifestyle without sacrificing everyday convenience. Picture quiet mornings in the garden, the beauty of the changing seasons, and the feeling of being tucked away from the hustle and bustle, all within a welcoming and sought-after community. Centrally located just minutes from local shops, restaurants, parks, schools, renowned wineries, and everyday amenities, this property offers a unique blend of rural charm and urban accessibility. Whether you are an investor, or buyer looking to create a property that reflects your own vision, this is an exceptional opportunity to explore the possibilities in one of Niagara-on-the-Lake's most desirable communities.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,506/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $3,186/yr$266
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
