The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover timeless country charm on 5.3 serene acres in Finch, with the Payne River meandering along the edge of the property. Meticulously maintained and exceptionally clean, this beautiful century home is surrounded by a picturesque mix of open space, mature woods (plenty of maple trees to make your own maple syrup!) and spectacular gardens. A substantial solid barn and greenhouse add even more possibilities to this remarkable property.Inside, authentic details-including exposed brick, original doors and vintage hardware-honor the home's heritage. The main floor opens to a chef-inspired kitchen featuring abundant cabinetry, an oversized island, farmhouse sink, quartz countertops, ceiling beams and a striking brick accent wall. A convenient second entrance offers a closet and powder room, privately separated by a door.The expansive, light-filled dining room provides an unforgettable setting for entertaining and flows into a warm, inviting living room with a fireplace-perfect for relaxed evenings and quality time together.Upstairs, three bedrooms showcase original hardwood floors. The spacious primary retreat includes its own walk-in closet and ensuite bathroom. A versatile bonus room/loft is ideal as a home office, reading room, studio or playroom, while another full bathroom completes the level.The exceptionally dry basement was raised with concrete, spray-foamed and renovated in 2015, providing excellent ceiling height, generous storage and a dedicated laundry area.Notable updates include a 30-year shingle roof (2011), drilled well (2018) with reverse osmosis system, iron filter and water softener, furnace (2020), generator plug with dedicated panel, and an impressive 400-amp electrical service.Peaceful, private and filled with character-here, the soundtrack is simply the river, birds and surrounding nature.
Property Details
Listing
MLS® number
X13800082
Status
For Sale
Listed
Sep 17, 2026
Last updated
Sep 28, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,000–2,500 ft²
Basement
Full, Unfinished
Lot
Frontage
546.39 ft
Depth
717.85 ft
Lot area
≈ 392,226 ft² (calculated)
View
South
Community
711 - North Stormont (Finch) Twp
Parking & utilities
Garage
Detached, Garage, 4 spaces
Driveway
Available, 10 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,254 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
EXP REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Unfinished
Heating: Baseboard
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Part Cleared, Ravine, River/Stream, Wooded/Treed, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,918/mo
Mortgage (principal + interest)$3,647
Property taxFrom listing: $3,254/yr$271
Minimum $72,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$194,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$213,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Stormont has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
