The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this charming freehold heritage rowhouse located at 157 St. Andrew Street in the heart of Ottawa's vibrant Byward Market, steps from Parliament Hill, the University of Ottawa and premier shopping and dining. Boasting 11-foot ceilings and rich hardwood floors, the main level features inviting living and dining spaces accented by exposed brick and a cozy gas fireplace. The lovely updated kitchen offers sleek stainless steel appliances, modern cabinetry and access to a massive back deck and private, beautifully landscaped yard with established gardens. Upstairs, classic pine flooring flows throughout three bright bedrooms, including a secondary room enhanced by a skylight and a primary suite with a private front balcony, alongside an updated main bathroom. The carpeted lower level provides a versatile bonus space, laundry facilities and ample storage, while newer windows and central air conditioning offer year-round comfort. Permit street parking is readily available for city living ease. Floor plans are attached.
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,145/mo
Mortgage (principal + interest)$2,712
Property taxFrom listing: $5,203/yr$434
Minimum $47,490 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$144,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$158,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lower Town - Sandy Hill has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
