The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This exceptional waterfront property offers both a year round home and a separate seasonal cottage, making it ideal for family living, entertaining, or added rental potential. The main two bedroom, two storey home spans approximately 1,336 sq. ft. and features a bright open concept layout combining the kitchen, dining, and living areas, all designed to take full advantage of the lake views with a walkout to the expansive full width deck. A spacious three season sunroom, added in 2012, provides the perfect place to relax and enjoy peaceful mornings by the water. Spend your days soaking in the sounds of nature, heading down to the private dock for a morning fish, or exploring the lake by boat. The fully finished lower level includes a generous primary bedroom, laundry area, and a bathroom complete with a jetted tub. A propane fireplace creates a warm and inviting atmosphere, while central air keeps the home comfortable through the summer months. Perfect for hosting guests, the separate 460 sq. ft. three season cottage includes two bedrooms, a bathroom, and an open living and kitchen/dining space facing the lake. An L-shaped deck wraps along the front and side, creating a great outdoor gathering space for family and friends or offering excellent income potential. Additional features include a detached 20' x 24' garage/workshop for hobbyists or extra storage, along with a charming 8' x 8' treehouse style bunkie that kids are sure to love. The main house received a steel roof in 2011, while the cottage shingles were replaced in 2023. Located on Miller Lake, the largest inland lake on the Bruce Peninsula, this property is perfectly suited for swimming, boating, fishing, kayaking, canoeing, water skiing, and tubing. Beautifully landscaped and surrounded by nature, this lakeside retreat is ready for you to relax, unwind, and enjoy waterfront living at its best.
Property Details
Listing
MLS® number
X13222754
Status
For Sale
Listed
Jun 1, 2026
Last updated
Oct 14, 2026
Possession
60-89 days
Building
Type
Detached
Style
2-Storey
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
Full, Walk-Out, Finished
Lot
Frontage
108.80 ft
Depth
143.60 ft
Lot area
≈ 15,624 ft² (calculated)
View
East
Community
Northern Bruce Peninsula
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,252 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Chestnut Park Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Full, Walk-Out, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,279/mo
Mortgage (principal + interest)$3,924
Property taxFrom listing: $4,252/yr$354
Minimum $79,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$209,800
Ontario land transfer taxProvincial brackets, no first-time refund$17,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$230,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
