The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A rare opportunity to own a piece of Niagara on the Lake history. This charming circa 1871 cottage is set on an exceptional 60' X 211' lot in the heart of Old Town, surrounded by the beauty, history and vineyards that make NOTL one of Ontario's most coveted communities. Offering approx. 907 sq. ft., the home features living room, separate dining room, kitchen, 2 full bedrooms & 2 bathrooms (1 ensuite). Full of character and charm, it offers a wonderful opportunity to enjoy the home as it is, create your own vision, or take advantage of the exceptional rare lot to build your dream home in Old Town proper, subject to municipal approvals. The impressive 211' depth provides an abundance of space for gardens, entertaining or creating a private retreat. Located in a highly desirable neighborhood, just a pleasant stroll from Queen Street, restaurants, shops, theatres, the lake and the many amenities of historic Old Town. Properties offering this combination of lot size, location and potential are increasingly rare. Whether you are looking for a charming historic home, a short or long term rental situation or the opportunity to create something entirely your own, this is a property to be treasured.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,952/mo
Mortgage (principal + interest)$2,615
Property taxFrom listing: $4,040/yr$337
Minimum $44,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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