The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own private retreat on Charleston Lake! Nestled on 5.2 acres and bordering Charleston Lake Provincial Park, this newly built 1.5-storey seasonal cottage with a full basement offers the perfect setting for peaceful weekends, summer getaways, or year-round enjoyment. Featuring 2 bedrooms and 1 full 4-piece bathroom, this thoughtfully designed cottage offers modern comforts while maintaining a cozy cottage atmosphere. The bathroom also includes convenient in-suite laundry. The interior is nearly fully insulated and finished with durable engineered vinyl flooring, while a feature chimney and hearth are already in place for a future pellet stove. TEnjoy the outdoors from the large enclosed porch overlooking the property, which leads to an outdoor patio, offering a peaceful spot to relax and take in the surrounding trees and wildlife. One of the bedrooms also features its own private upper balcony, providing an elevated vantage point to enjoy the views of the property and Charleston Lake. The property is exceptionally private, with only one neighbour and mature hardwood trees covering much of the land. Wildlife is abundant, and the peaceful setting provides endless opportunities to enjoy nature right outside your door.The waterfront offers a beautiful connection to Charleston Lake and views of the water; however, the shoreline is currently inaccessible due to excessive bull reeds. For boaters, a public boat launch is conveniently located approximately 5 minutes away at the outlet. All-new appliances, a deep well pump, and new construction provide the peace of mind of modern construction without sacrificing the charm of a traditional cottage escape. Located approximately 15 minutes to Lyndhurst and 15 minutes to Lansdowne, you'll enjoy the privacy and tranquility of the lake while remaining within easy reach of local amenities. Come experience the peace, privacy, and natural beauty of Charleston Lake for yourself!
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Estimated Rental Income
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A monthly rent range from nearby leased homes of the same type and size
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Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,144/mo
Mortgage (principal + interest)$2,058
Property taxFrom listing: $1,039/yr$87
Minimum $30,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$110,000
Ontario land transfer taxProvincial brackets, no first-time refund$7,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Leeds and the Thousand Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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