The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This charming bungalow has 1,442 square feet of finished living space on the main floor, built as a High Performance, Net Zero Ready & Energy Star Certified home by Doug Tarry. The Morningdale model layout features a welcoming living room, a convenient laundry closet, a 4pc bathroom, and two secondary bedrooms alongside a primary suite complete with a custom accent wall, a walk-in closet, and a 3pc ensuite. The sleek kitchen includes ceiling-height cupboards, quartz countertops, a walk-in pantry, an island with a breakfast bar, and an open dining area with patio doors that lead to the backyard. The unfinished lower level offers great potential to expand, with space to add two additional bedrooms, a recreation room, and another full bathroom. Reach out today for more details. Price reflects HST rebate; rebate is subject to government approval and buyer eligibility, the seller makes no representations, and price may change if the rebate is not applicable.
Property Details
Listing
MLS® number
X13717246
Status
For Sale
Listed
Aug 27, 2026
Last updated
Oct 29, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
New
Approx. size
1,100–1,500 ft²
Basement
Unfinished
Lot
Frontage
50.16 ft
Depth
114.83 ft
Lot area
≈ 5,760 ft² (calculated)
View
North
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
N/A
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE TRILAND REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Unfinished
Heating: Forced Air
Cooling: Other
Exterior
Pool features: None
Property features: Hospital, Park, Rec./Commun.Centre
Minimum $39,790 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,578
Ontario land transfer taxProvincial brackets, no first-time refund$9,433
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$141,811
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
