The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Updated open-concept kitchen with quartz countertops and a subway tile backsplash, a covered stamped concrete patio with a hot tub, and a fully fenced backyard. These are just a few of the standout features this five-bedroom, two-bathroom bungalow has to offer. Located at 1512 5th Avenue A West, the home sits in a quiet West Side neighbourhood with the Pottawatomi River only a one-minute walk away, making it easy to carry your kayaks down and paddle over to Kelso Beach. Harrison Field and its ball diamonds are also nearby for biking, playing catch, or enjoying time outside. The main floor features three bedrooms, an updated bathroom with a double vanity and tiled shower, and a bright, open-concept kitchen and living area. The fully finished lower level adds two bedrooms, a three-piece bathroom, additional living space, and a separate side entrance, offering excellent potential for an in-law suite. The covered side yard and carport is another unique feature. The front portion provides sheltered parking, while the back half offers a stamped concrete patio, hot tub, and plenty of room for outdoor furniture. Skylights bring natural light into the space, creating a comfortable place to relax or entertain while staying protected from the rain. The windows, exterior doors, and furnace have been updated, and the home has central air conditioning. There is also plenty of parking, a welcoming front deck, a fully fenced backyard, and an included custom-built Mennonite shed. This is a move in ready family home offering extensive updates, flexible living space, privacy, and an excellent West Side location.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,339/mo
Mortgage (principal + interest)$1,964
Property taxFrom listing: $4,498/yr$375
Minimum $27,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$105,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Owen Sound has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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