The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Affordable 2-bedroom seasonal cottage at Vine Ridge Resort in Niagara-on-the-Lake, tucked one row back from the vineyard for added privacy and a peaceful green backdrop. Fully furnished and turnkey, this is an easy way to enjoy cottage ownership in the heart of Niagara wine country without the cost and maintenance of a traditional cottage.Inside, the bright and low-maintenance layout offers two bedrooms, one bathroom, and everything you need for comfortable summer living. Central air keeps things cool on warm days, while propane forced-air heat adds comfort during cooler spring and fall evenings. With the cottage already fully equipped, all that is left to do is arrive, unpack, and settle into vacation mode.Outside, the deck is the perfect spot for morning coffee, afternoon drinks, or relaxed summer dinners, and two parking spaces directly at the cottage make hosting family and friends easy.Vine Ridge Resort offers plenty to enjoy without ever leaving the property, including two outdoor saltwater pools, a sports court, bike rentals, campfire nights, and family programming throughout the season. When you do feel like exploring, you are surrounded by vineyards and orchards in the Queenston area of Niagara-on-the-Lake, with the Niagara Parkway nearby and easy access to golf courses, wineries, Old Town Niagara-on-the-Lake, and Niagara Falls.Whether you are looking for weekend getaways, a summer home base for the family, or an affordable first step into cottage ownership, this seasonal retreat offers a simple way to make the most of summers in Niagara.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$318/mo
Mortgage (principal + interest)$318
Minimum $4,245 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$16,980
Ontario land transfer taxProvincial brackets, no first-time refund$574
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$20,354
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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