The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 303 Merlot - a 2019 Northlander Waterton offering 440 sq ft of stylish, low-maintenance living in the heart of Niagara's wine country. This fully furnished 3-bedroom, 1-bath cottage features an open-concept layout, spacious primary bedroom with double closet, two bunk rooms, and a bright living area with pull-out sofa. Step outside to a large private deck, generous lot, and ample parking - perfect for summer entertaining.Located just steps to the resort pool and amenities, including a 4,000 sq ft fun pool, outdoor heated pool, multi-sport courts, playground, event pavilion, general store, and laundry facilities. A short walk to the Niagara River, 8 minutes to Niagara Falls, and 10 minutes to Niagara-on-the-Lake. Offered at $69,900. Financing available from $15,700 down and $176/week. Seasonal resort-open May 1-October 31. 2026 annual fees $8690 (hydro, water, septic, landscaping and grass cutting, use of the resort amenities for friends and family, full entertainment program and Airbnb options).
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$261/mo
Mortgage (principal + interest)$261
Minimum $3,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$13,980
Ontario land transfer taxProvincial brackets, no first-time refund$424
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$17,204
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
