The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this three-bedroom, year-round waterfront home offering just over 91 feet of pristine shoreline on the Trent Canal. Ideally positioned for the boating enthusiast, enjoy a scenic 5-minute boat ride to Mitchell Lake or approximately 10 minutes to Balsam Lake, with access to the Trent-Severn Waterway system. Whether you enjoy fishing, cruising, water sports or simply relaxing by the water, this location offers endless opportunities for waterfront living. Inside, the home showcases quality craftsmanship and sophisticated finishes, including engineered hardwood flooring. The gourmet kitchen is the heart of the home, featuring an expansive quartz centre island, high-end stainless-steel appliances, propane stove, generous pantry with barn-door entry and stunning water views. The inviting living room features a propane fireplace and walkout to the impressive 36' x 24' rear deck. The second level offers an impressive primary retreat with double barn-door entry, propane fireplace and luxurious six-piece ensuite. Unwind in the large soaker tub or enjoy the glass-enclosed steam shower, with double sinks and an expansive walk-in closet. A spacious second-floor family room provides additional living space and beautiful water views. A well-appointed utility room features top-of-the-line services, including hot-water-on-demand and a water purification system. The property also offers two separate bunkie spaces, one ideal as a private gym and the second perfectly suited for a home office, studio or additional storage. Outside, a massive rear deck with covered entertaining area provides the perfect setting for summer gatherings overlooking the canal. The landscaped shoreline features an armour stone retaining wall, aluminum dock and ample space for boat parking. Large shoreline fire pit to enjoy peaceful evenings by the water. Detached double-car garage and extensive parking provide plenty of room for vehicles, recreational toys and guests. Only 90 mins from GTA.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,567/mo
Mortgage (principal + interest)$4,115
Property taxFrom listing: $5,420/yr$452
Minimum $85,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$220,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$241,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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