The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Tucked away on a quiet cul-de-sac in the desirable Lake Margaret Estates, this impressive 3-bedroom, 3-bathroom home offers a wonderful combination of comfort, elegance, and thoughtful design. Loaded with upgrades, this home is ideal for both everyday living and entertaining. The spacious open-concept kitchen features an abundance of cabinetry, a convenient built-in desk area, and flows seamlessly into the inviting great room. A separate formal dining room provides the perfect setting for special occasions and family gatherings. The primary suite is truly a retreat of its own, featuring a double-sided electric fireplace, hotel-inspired wet bar, relaxing soaker tub, dedicated makeup area, and an impressive 8' x 15' walk-in closet complete with California-style closet organizers. Working from home is equally appealing with a private office featuring rich, dark wood built-in cabinetry, creating a warm and sophisticated workspace. With generous living spaces, distinctive features, and a peaceful location in one of St. Thomas's sought-after neighbourhoods, this home offers an exceptional opportunity to enjoy executive-style living. **Recent updates: furnace 2022,shingles 2016, garage door 2015, kitchen counters 2018, kitchen cupboards 2023, ensuite shower 2018
Property Details
Listing
MLS® number
X14083442
Status
For Sale
Listed
Oct 14, 2026
Last updated
Oct 15, 2026
Possession
60-89 days
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,000–2,500 ft²
Basement
Full, Finished
Lot
Frontage
45.05 ft
Depth
120.70 ft
Lot area
≈ 5,438 ft² (calculated)
View
North
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private Double, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,855 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ELGIN REALTY LIMITED
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Central vacuum: Yes
Exterior
Pool features: None
Property features: Cul de Sac/Dead End
Cross street: Southdale Line and Lake Margaret Trail
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,256/mo
Mortgage (principal + interest)$2,768
Property taxFrom listing: $5,855/yr$488
Minimum $48,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$147,980
Ontario land transfer taxProvincial brackets, no first-time refund$11,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$162,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
