The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
2 STOREY DETACHED HOUSE : 5 large beds, 6 baths. Basement finished. Large Great Gulf house model. Over 4500sqft finished livable space. Coveted Donald A. Wilson School District. Four bedrooms with ensuite. Master having a 5-pc ensuite. Numerous builder upgrades focusing on comfort and energy efficiency. Luxury stainless steel appliances, including six-burner monogram gas range. Fenced backyard. Open concept kitchen. Hardwood flooring and granite counters with stone backsplash in the kitchen. Located on a quiet street in a family friendly neighbourhood within close walking distance to parks. Main floor office and upper floor library. Formal dining. California shutters, gas fireplace. Laundry conveniently located on second floor. 2 car garage and 2 car driveway. Minutes to Hwy 412, Whitby GO, Thermia Spa, Hospitals, Groceries, Costco, Schools (public & private), etc. Appliances: Fridge Stove, B/I Dishwasher, Washer & Dryer, window coverings and parking HVAC: A/C and tankless water heater. Some photos include virtual staging.
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Age Groups
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,460/mo
Mortgage (principal + interest)$5,518
Property taxFrom listing: $11,310/yr$943
Minimum $122,500 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$295,000
Ontario land transfer taxProvincial brackets, no first-time refund$25,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$323,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitby has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
