The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your hideaway on Tammy's Cove Road! An enchanting home or four-season cottage tucked into the trees with views of Miller Lake shimmering through the leaves, and lake access just across the road. Perched on a private, forested hillside with nothing but untouched woodland behind you, the setting feels lifted into the canopy, where sunlight filters through branches and evenings invite campfires under a sky full of stars. Inside, warm pine tongue-and-groove wraps the space in cottage character. Updates include a metal roof, renovated kitchen, appliances, flooring, lighting, select windows, and water filtration, so you can simply arrive and exhale. The living room opens to a walkout deck, perfect for morning coffee amongst the treetops or quiet twilight dinners with seasonal lake views. Just across the road, a large municipal waterfront access, approximately 100 ft of shoreline, makes lake life effortless. Swim, launch a kayak, or stretch out with a book by the water whenever the mood strikes. A winterized guest bunkie with an electric fireplace creates a cozy retreat for visitors and adds to the property's proven rental appeal, ideal if you're dreaming of income potential alongside personal enjoyment. Set on a peaceful, family-friendly road yet close to the Peninsula's most iconic destinations including Tobermory, The Grotto, Smokey Head White Bluffs Provincial Park, Devil's Monument, and Dyers Bay, this is a place where nature, comfort, and a little everyday magic meet on the beautiful Bruce Peninsula.
Property Details
Listing
MLS® number
X13110532
Status
For Sale
Listed
May 11, 2026
Last updated
Sep 28, 2026
Possession
1-29 days
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
31-50
Approx. size
700–1,100 ft²
Basement
Unfinished, Walk-Out
Lot
Frontage
115.11 ft
Depth
182.72 ft
Lot area
≈ 21,033 ft² (calculated)
View
South
Community
Northern Bruce Peninsula
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,059 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Millennium Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Unfinished, Walk-Out
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront features: Indirect
Pool features: None
Property features: Campground, Cul de Sac/Dead End, Lake Access, Lake/Pond, Park, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,851/mo
Mortgage (principal + interest)$1,680
Property taxFrom listing: $2,059/yr$172
Minimum $22,450 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,800
Ontario land transfer taxProvincial brackets, no first-time refund$5,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
