The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Scenic Waterfront Property! Set along the peaceful shores of Mississippi Lake, 147 Montgomery Park Road offers a rare chance to live steps from the water, where quiet mornings, easy kayak launches, and the calming rhythm of the lake become part of everyday life. This charming 3-bedroom, 2-bath two-storey home features a beautifully bright second-floor kitchen that truly stands out in the photos, with warm wood cabinetry, generous workspace, and sunlight streaming through large windows, opening seamlessly into a dedicated dining room and comfortable main living spaces. The second floor also includes the spacious primary bedroom, a private retreat with plenty of room to unwind and a second well-sized bedroom, giving this level a practical and family-friendly layout with comfortable space for everyone. This level is further enhanced by the added convenience of a dedicated laundry room. The main floor adds a large, flexible open living area perfect for relaxing or entertaining, along with the third bedroom and second full bathroom ideal for guests, extended family, or a private workspace. Outside, the private backyard features an expansive deck and is framed by mature trees that create shade, privacy, and a peaceful natural setting. A large storage shed and a gentle natural path lead toward the shoreline, where you can enjoy sunrise paddles, quiet afternoons by the water, and the beauty of Mississippi Lake right at your doorstep. This pocket of Mississippi Mills is known for its calm, family-friendly atmosphere and beautiful natural surroundings, all while being just minutes from Carleton Place's shopping, restaurants, schools, recreation centres, and essential amenities. A wonderful opportunity for anyone seeking a slower pace of life, a strong connection to nature, and the comfort of a welcoming waterfront home.
Property Details
Listing
MLS® number
X13764418
Status
For Sale
Listed
Sep 10, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,000–2,500 ft²
Basement
None
Lot
Frontage
70.00 ft
Depth
100.00 ft
Lot area
≈ 7,000 ft² (calculated)
View
East
Community
909 - Carleton Place
Parking & utilities
Garage
None, 0 spaces
Driveway
Lane, Private, 4 spaces
Heating
Baseboard
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,993 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
INNOVATION REALTY LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: Wall Unit(s)
Exterior
Waterfront: Yes
Waterfront features: Indirect
Pool features: None
Property features: Waterfront, Park, Lake Access, Hospital, Rec./Commun.Centre, Golf
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,895/mo
Mortgage (principal + interest)$2,563
Property taxFrom listing: $3,993/yr$333
Minimum $43,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$137,000
Ontario land transfer taxProvincial brackets, no first-time refund$10,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$149,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carleton Place has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
