The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to The Ashford, is a thoughtfully designed 3-bed, 2.5-bath townhome offering approx. 1,520 sq. ft. of modern living space in an ENERGY STAR certified home. Bright open-concept main floor, featuring a kitchen with quartz countertops, spacious island with pendant lighting, upgraded cabinetry, soft-close drawers and double undermount sink. The living and dining areas flow seamlessly, creating an inviting space to gather. Upstairs offers three well-sized bedrooms, including a primary suite with walk-in closet and private ensuite with tiled walk-in shower and glass door, plus a full main bath, second-floor laundry and thoughtful storage. The finished basement adds flexible space for a rec room, gym or office, along with ample storage. Interior highlights include wide plank laminate flooring, hardwood stairs with modern railing, large-format tile, designer lighting, built-in closet shelving and triple-glazed windows for added comfort and efficiency. Exterior features include stone and vinyl facade, asphalt driveway, sodded yard and gas line for BBQ. Close to walking trails and outdoor recreation, this home offers a great balance of nature and convenience, with premium upgrades included and low-maintenance new construction living. Photos are of a previously built home by the same builder and are provided for illustrative purposes only. Images may include upgrades not included in the base price. Actual finishes and specifications may vary. The listing price incorporates an estimated amount for the temporary Ontario enhanced new housing HST rebate. This pricing assumes that the rebate is fully enacted as anticipated and that the purchaser meets all eligibility criteria. If the rebate has not been fully enacted on closing or if purchaser is not eligible, the rebate will not apply and the purchaser may be responsible for a higher purchase price without the benefit of the rebate.
Minimum $19,782 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,126
Ontario land transfer taxProvincial brackets, no first-time refund$4,409
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$86,335
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Smiths Falls has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
