The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
FULLY RENOVATED!!! Welcome to 144 Waterloo St, Fort Erie, essentially a brand-new home! This detached 4-bedroom, 2.5-bath home sits on a generous 63-ft lot on a quiet, family-friendly street. Renovated down to the studs in 2026 with no expense spared, it has passed structural, insulation, plumbing, HVAC, gas and final building inspections, giving you the comfort and peace of mind of new construction.The main floor features engineered hardwood, crown moulding, custom wall details and pot lights throughout. A large family room flows into the dining room and on to the custom kitchen, with quartz counters, sleek handleless Gola cabinetry and stainless steel appliances. The bright living room walks out to the backyard through new patio doors, perfect for entertaining. A powder room and three separate entrances add everyday convenience.Upstairs are four full-size bedrooms with engineered hardwood. The primary retreat has a custom built-in closet and a spa-like 5-piece ensuite with a freestanding tub, walk-in shower and double vanity, a truly rare find. A second full bath with a walk-in shower serves the other bedrooms.Top-to-bottom upgrades include a new high-efficiency furnace and AC, all-new ductwork, complete copper rewiring, updated copper/PEX plumbing, a new main water line, a tankless water heater (rental), new front, patio, balcony and interior doors, refinished staircases, a new porch and fence, and a stucco exterior (2025). The double-car detached garage is fully finished inside, and tasteful window coverings are installed throughout for the new owner's convenience. This Gem offers the perfect combination of modern design and luxury finishes, move-in ready! Just A short walk to Niagara Boulevard's with restaurants, shops and entertainment makes it attractive to everyone who love to enjoy quiet location with easy access to amenities. Very reasonably priced for today's market, Don't miss your chance to make it yours
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,205/mo
Mortgage (principal + interest)$2,985
Property taxFrom listing: $2,637/yr$220
Minimum $54,800 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,600
Ontario land transfer taxProvincial brackets, no first-time refund$12,435
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$174,835
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Fort Erie has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
