The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Come to the island. A place and a feeling you will come to love. Featured in Kawartha Cottage magazine June 2024 issue, this Viceroy 3 level home has been owned and loved by the same family since it way first built in 1984. This 4 season home has undergone extensive renovations since 2014 when the current owners started making it their full time 4-season residence. Updates include: metal roof eaves fascia and soffits (2014); dug well and all water filtration systems (2016); 3 pc with heated floor and 2 pc bath (2017); wood electric furnace (2017); 33 by 33 ft patio (2018); kitchen and all wood flooring (2023); and most windowed and exterior door (2023); 2 upper decks off bedrooms 2026; pool liner has been contracted to be replaced summer of (2027). 24 by 16 ft deck off the kitchen. The home features walkout from the finished basement onto a west facing stone patio with beautiful views of the lake, offering a relaxing spot to spend the afternoons, gather with friends and family and watch the sun set. The east facing upper deck is the perfect place to enjoy your morning coffee as the sun rises over the property. There's an abundance of activity for every interest: boating the Trent Waterway, swimming and fishing in summer, or ice fishing and snowmobiling on the island that can be enjoyed year-round. The island itself is a home to a welcoming community of neighbours while also offering a quiet and peaceful place to recharge. More photos to follow shortly.
Property Details
Listing
MLS® number
X13810742
Status
For Sale
Listed
Sep 21, 2026
Last updated
Oct 8, 2026
Possession
Flexible
Building
Type
Detached
Style
Backsplit 3
Approx. age
31-50
Approx. size
700–1,100 ft²
Basement
Finished with Walk-Out, Separate Entrance
Lot
Frontage
258.76 ft
Depth
194.39 ft
Lot area
≈ 50,300 ft² (calculated)
View
North
Community
Otonabee-South Monaghan
Parking & utilities
Garage
None, 0 spaces
Driveway
Available, 2 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,294 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Jazz INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Finished with Walk-Out, Separate Entrance
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,893/mo
Mortgage (principal + interest)$2,619
Property taxFrom listing: $3,294/yr$275
Minimum $45,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$140,000
Ontario land transfer taxProvincial brackets, no first-time refund$10,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Otonabee-South Monaghan has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
