The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Virgil Character Meets Modern-Day Flexibility. Welcome to 1426 Niagara Stone Road, a truly distinctive home in the heart of Virgil, thoughtfully rebuilt in 2015 with timeless character throughout. Wide-plank floors, terracotta tile, stained-glass accents and a unique multi-level design create a warm and inviting atmosphere with incredible flexibility for families, guests or multi-generational living.Multiple walk-outs, three upper-level balconies, a covered porch and oversized deck offer plenty of ways to enjoy the outdoors. The lower-level self-contained in-law suite features a separate entrance, ideal for extended family, guests or additional income.Outside, enjoy generous green space, a storage barn, hot tub, tandem two-car garage and curved driveway. Currently operating as a successful Airbnb, this property offers the opportunity to live, invest, or do both.Surrounded by Niagara-on-the-Lake's renowned wine country, wineries, Old Town shops, dining and everyday amenities, with easy access to Niagara Falls, St. Catharines and the QEW.
Property Details
Listing
MLS® number
X13825540
Status
For Sale
Listed
Sep 24, 2026
Last updated
Sep 24, 2026
Possession
30-59 days
Building
Type
Detached
Style
2-Storey
Approx. age
6-15
Approx. size
2,500–3,000 ft²
Basement
Walk-Up, Separate Entrance
Lot
Frontage
60.01 ft
Depth
189.65 ft
Lot area
≈ 11,381 ft² (calculated)
View
North
Community
108 - Virgil
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Circular Drive, Other, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,378 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COSMOPOLITAN REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Walk-Up, Separate Entrance
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront features: None
Pool features: None
Property features: Place Of Worship, Public Transit, Rec./Commun.Centre, School, Library
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,117/mo
Mortgage (principal + interest)$5,585
Property taxFrom listing: $6,378/yr$532
Minimum $124,300 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$298,600
Ontario land transfer taxProvincial brackets, no first-time refund$26,335
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$327,735
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
