The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your private lakeside retreat on the sparkling shores of Trout Lake, nestled in the highly sought-after Four Mile Bay. Set on a generous south-facing 150 ft x 204 ft lot, this charming, extensively updated 4-season home or cottage offers breathtaking water views perfect for making the most of lakefront living. This inviting 3-bedroom, 1-bathroom home features an open-concept layout where the living room, dining area, and kitchen seamlessly come together-each space thoughtfully positioned to capture stunning views. The cozy propane fireplace tucked amongst the built-in bookcases sets the tone for relaxed afternoons and intimate gatherings. Patio doors lead to expansive tiered decking (24'x11' & 17'x11'), creating the perfect setting for morning coffee, evening sunsets, and effortless outdoor entertaining. Inside, a cozy propane fireplace tucked amongst the built-in bookcases sets the tone for relaxed afternoons and intimate gatherings. Whether you're hosting family and friends or enjoying a quiet escape, this home offers the perfect balance of comfort and charm. Step outside and discover a true outdoor oasis. Enjoy the convenience of a detached 16' x 23' garage, an 11' x 8' sauna for year-round relaxation, and a beautifully designed 17' x 24' patio area complete with a stone BBQ-ideal for summer cookouts. A 6' x 32' dock invites you to fully embrace lake life, from swimming and boating to peaceful days of fishing. Bordering Crown land, this property offers added privacy and a natural backdrop that enhances the tranquil setting. A partial basement provides additional storage or the opportunity to create a workshop space. This exceptional waterfront property is ready to welcome its new owners, just in time to enjoy the summer season and experience the very best of lakeside living.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,024/mo
Mortgage (principal + interest)$2,578
Property taxFrom listing: $5,362/yr$447
Minimum $43,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$137,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,255
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$150,855
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
