The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Two cottages. Over 140 feet of clean Catchacoma waterfront. All-day sun and a dock you can dive right off.142 Baldwin Bay Road is a rare find - a property with two separate cottages on a large, level lot with weed-free swimming. This is the kind of place families dream about, and the kind of opportunity that takes skill and a vision to fully bring it back to life. Cottage One (Blue) is currently designed around a generous primary suite with a walk-in closet - intimate, practical, and full of potential. A newly updated heat pump and mini splits keep it very comfortable, the bathroom has been freshly updated, and a wood stove in the living room adds warmth and character. Views straight up the lake make this the one everyone will want to wake up in. Cottage Two (Black) offers three bedrooms & one bathroom, and has a brand new wood stove. This one is waiting for someone to put their stamp on it - the structure is there, the space is there, and the canvas is wide open. Beyond the cottages: a fully insulated & very cute Bunkie with its own heat pump can be used for guests or would make a great lakeside office, an outdoor shower that's genuinely beautiful, a transferrable permit for a garage with a foundation already started, Year-round access on a municipal road. Two septic systems. Lake water intake. Under an acre of large, level lot. Catchacoma is a special lake - clean, quiet, and the kind of place people come back to for generations. This property has been loved. It's ready for the next chapter.
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,786/mo
Mortgage (principal + interest)$3,363
Property taxFrom listing: $5,075/yr$423
Minimum $64,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$179,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$197,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Trent Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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