The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Waterfront in the village. That's the short version.The long version: over 100 feet of owned shoreline on Sharbot Lake, a private dock, direct water views - and most of what you need in Sharbot Lake is a short walk away. This two-storey home has been used as a personal residence with a self-contained in-law suite - and the layout gives you real flexibility. The main residence spans two floors. Main level has a two bedrooms, full bathroom, kitchen, and living spaces. Upstairs is where it gets interesting - two separate bedrooms, a den/office, plus a generous master suite with a king-size sleeping area, a small gym, and a private balcony overlooking the lake. The in-law suite has its own private entrance, bedroom, bathroom, and walkout to the backyard. Private enough to feel separate. Close enough to keep an eye on things. Originally a triplex, this property has income potential baked into its bones. The current owners converted it into a comfortable single-family home with suite - but the history is there for a buyer who wants to explore options, subject to zoning and municipal approvals. Tie up the boat and walk home. It doesn't get more convenient than that. Separate hydro meters. Private drive with three parking spaces. Year-round municipal road access. High-speed internet and cell service. Drilled well and septic. Three electric fireplaces. Main-floor laundry. Multi-generational living on the water, in the heart of the village. It's a setup most families spend years trying to find.
Property Details
Listing
MLS® number
X13642124
Status
For Sale
Listed
Aug 4, 2026
Last updated
Aug 7, 2026
Possession
Flexible
Building
Type
Multi-Family
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,500–3,000 ft²
Basement
Partial Basement, Unfinished, Crawl Space
Lot
Frontage
102.42 ft
Depth
196.44 ft
Lot area
≈ 20,119 ft² (calculated)
View
East
Community
45 - Frontenac Centre
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 3 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,170 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
EXP REALTY, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 5
Kitchens: 2 above grade
Basement: Partial Basement, Unfinished, Crawl Space
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 3
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Lake/Pond, Park, Place Of Worship, Rec./Commun.Centre, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,573/mo
Mortgage (principal + interest)$2,225
Property taxFrom listing: $4,170/yr$348
Minimum $34,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$118,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,373
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$130,153
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
