The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
There are so many positives to this affordable family cottage. It is located on Long Island on Kawagama Lake in one of the most quiet areas of the lake. Being on an island immediately increases your privacy BUT the lot is over an acre in area with 239 feet of shoreline which equals EXCEPTIONAL privacy. It is only 10-15 minutes from either of the marinas on the lake. The generous dock leads to a single wetslip boathouse complete with boat lift and storage room. Because the dock is angled slightly west, you can enjoy summer sun on the dock from late morning right through to evening sunsets. The shoreline is deep and clean, perfect for diving and docking. The view will take your breath away with long, long vistas of the lake. Part of the view includes a large area of Crown Land on the opposite shore known as Jeanne Bay. It is a very special area with stunning rock cliffs and a short portage that takes you directly into Jeanne Lake. It is a totally undeveloped lake surrounded by Crown land. The inviting and tidy 3 bedroom cottage was renovated in recent years including an updated kitchen complete with dishwasher and a 3pc bathroom with a washing machine. The interior is clean, crisp, airy and bright. There are decks on two sides of the cottage to enjoy the view and entice you to enjoy your meals outdoors. There is a full septic system which passed a municipal re-inspection in 2022.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,703/mo
Mortgage (principal + interest)$2,503
Property taxFrom listing: $2,406/yr$201
Minimum $41,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$133,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,855
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$146,455
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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